THE NEW WAY
TO BUY BOAT
INSURANCE

With BOATsmart Assure®, you automatically save on your annual policy premium. For the average cottage boat, savings can be more than $125 per year.

  • Best-In-Class Coverage
  • Emergency Towing
  • Fast Claims Settlement
  • Trusted Marine Insurance Expertise

TRUSTED BY MORE THAN 2.4 MILLION CONSUMERS

SAVE UP TO 25% OFF

BOAT INSURANCE

BOATsmart! Assure® is a new way to buy boat insurance. Our marine insurance experts work with you to ensure you get the exact coverage to fit your needs. You get premium coverage backed by the confidence of Aviva Canada. Smart boaters are making the switch every day. Get insured in 3 easy steps.

STEP 1

Getting started is easy - answer just a few questions on our instant online quote form. We only ask the questions needed to give you an instant online quote.

STEP 2

Receive your quote - instantly. After completing the quote form, your personalized quote will be emailed to you within seconds. Your quote will be valid for 30 days.

STEP 3

Ready for coverage? Simply call us toll free at 1-855-829-6753 to speak with one of our qualified brokers. We’ll answer any questions you may have and ensure you have the right protection.

WHY
BOATSMART! ASSURE?

Those early mornings on the lake with your kids in tow. An evening cruise with friends. A weekend getaway with your family—fishing and tubing included. It's about your time. Sharing experiences with the confidence of knowing that you're covered. Our best-in-class coverage includes:

  • Emergency Towing
  • Choose Your Own Repair Location
  • Vermin Coverage
  • Loss of Use Coverage
  • Personal Items Coverage
INSTANT ONLINE QUOTE

GET YOUR
BOATSMART! CARD

The BOATsmart! Course is 100% Transport Canada Approved and includes everything you need to pass the test and obtain your Pleasure Craft Operator Card. Get your boating license today in 3 easy steps and hit the water with confidence.

SIGN UP NOW

BOAT WITH
CONFIDENCE

As part of our dedication to help you boat with confidence, we partnered with Mclean and Dickey Ltd. and Aviva Canada to create BOATsmart! Assure™ Inc. A leading recreational boat insurance broker, Mclean and Dickey has been servicing Canadian boaters since 1923.

You can trust that your recreational watercraft is insured by one of the world's leading underwriters and backed by Canada's boating safety brand.

INSTANT ONLINE QUOTE

FAST CLAIMS SETTLEMENT

GETS YOU BACK ON THE WATER QUICKER

Our dedicated team of boat insurance experts provide you with a level of expertise you won’t find in a general insurance agency. By asking the right questions to fully understand your needs, we ensure your policy is right for your boat and your lifestyle. And we can get you through the claims process faster and with a whole lot less hassle.

We’re boaters too, so we know your time on the water is precious. That’s why we take processing your claim and getting you back on the water seriously. How serious? On average, we’re able to get our clients back on the water 75% faster than a home and cottage claim. That typically means 10 more boating days per season for you!

For more information or to Report a Claim Call Us Toll-Free
1-855-829-6753

FAQS

DO YOU NEED BOAT INSURANCE?

Boat insurance is not mandatory in Canada, however there are several instances where having a policy is mandatory, for example, your financial institution may require that your boat is insured in order to secure a loan. Also, if you are mooring or storing your boat at a marina, you may be required to show proof of insurance.

DO I NEED A SURVEY FOR MY BOAT?

Generally speaking any watercraft that is 20 years of age and older requires an out of water marine survey, however, some exceptions may apply. When discussing your policy with one of our brokers they will inform you if a survey is required or not ,and guide you through the process of setting one up, if necessary.

A list of accredited marine surveyors can be found by clicking the link below.
https://www.marinesurvey.org

HOW MUCH IS BOAT INSURANCE?

Your premium depends on a number of factors, for instance the type of boat, engine size and length of boat. Whether it’s a bowrider, pontoon or personal watercraft, BOATsmart! Assure’s brokers will ensure you have the right protection for your unique situation.

HOW DO I SET UP A POLICY?

The first step to setting up an insurance policy with BOATsmart! Assure is to obtain a no-obligation quote. This can be done online using the Instant Online Quote feature, or by calling our office toll-free at 1-855-829-6753. Once you are comfortable with the quote and coverage offered, it is time to set up your policy.

Policies can either be set up by calling into our office or sending us a completed and signed application. With either option you will be provided with assistance along the way from one of our knowledgeable brokers. Our goal is to make the process as easy for our customers as possible.

WHAT DOES EMERGENCY TOWING COVER?

Our policies include coverage for emergency-on-water services. If your boat become disabled on the waterways for any reason you will be coveraged up to the limit listed on the policy for any of the following:


  • Emergency towing back to the closest marina or repair facility
  • Fuel to be delivered to you including the cost of the fuel being delivered
  • The cost of emergency labour to be performed at the site of disablement

No deductible or claim surcharge will be applicable to any of the above services.